American Express gift cards can be reloaded

American Express Blue Card

Costs & fees of this credit card

Status: May 3rd, 2021


In foreign currency in the EU:
In foreign currency outside the EU:

withdraw money

In foreign currency in the EU:
In foreign currency outside the EU:

Invoice settlement

Payment in installments is not possible.
Full repayment

Other services

Transfer from the card account
Membership Rewards® bonus program can be booked
Amex Offers, car rental programs, online travel services and more
with Apple Pay
up to € 25 without a PIN
up to € 50 without a PIN
Current action


Transport accident insurance

The insurance benefits apply in the event of an accident as a passenger on public transport. The following damage is covered by this insurance:

  • (Full) disability
  • death
  • Rescue costs
  • Daily hospital allowance
  • Kidnapping money

The prerequisite for the transport accident insurance to take effect is that you have paid for the means of transport with the American Express Card.

Note on insurance:
Please always note the current insurance conditions of this credit card. You will usually receive this together with the contract documents after applying for the credit card.

Free credit card
American Express Blue Card

The American Express Blue Card is permanently free. So you don't pay an annual fee for this credit card. This makes it one of the exceptions at Amex. Because this premium provider usually only issues fee-based cards.

An additional card included

In addition to the American Express Blue Card for the main user, you can also apply for an additional card for a second person - also free of charge. Amex does not charge an annual fee for either credit card. Nevertheless, you benefit from the excellent service from American Express. You can reach a personal contact person by phone as usual around the clock, seven days a week.

Amex Offers

With Amex Offers you receive exclusive offers from selected partners. With this program you benefit from discounts and credits or you receive additional points from numerous acceptance partners. You can easily use Amex Offers via the Amex app or via the online account.

Amex Offers is explained again in the following video:

Optional bonus program

With the American Express Blue Card you can take part in the Membership Rewards (MR) bonus program. For 30 euros per year, you can collect points with every credit card payment:

1 euro turnover = 1 Membership Rewards point

American Express will give you 5,000 MR points right from the start. With these you can, for example, settle your card statement, select valuable rewards or transfer them to the bonus programs of the airline and hotel partners.

Gold Sixt Card

The Gold Sixt Card is even free of charge with the American Express Blue Card. This card from the well-known car rental company gives you discounts on Sixt rent a car, Sixt rent a truck and Sixt limousine service. If you often use a rental car, this credit card can actually only be worthwhile for you.

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